Introduction: 2025 will be a very good news to you as a parent or guardian in Canada. Through Canada Child Benefit (CCB), the government is giving an amount of up to 7,787 per child as tax-free in July 2025. This will mean relief to many particularly those families that are struggling with costs of raising children.
This paper will describe in detail whether you are entitled or not, how much you can claim, how to claim and what you should remember in order to collect all your monies without failure.
What is Canada Child Benefit (CCB)?
The CCB is a Canada tax free allowance that is paid on a monthly basis to Canadian families which are eligible to raise their children under 18 years. This is annually adjusted in the month of July, and the amount that is received by this is calculated depending on the income gained in the last year.
Payment amounts for 2025:
Child’s Age | Annual CCB Amount (For Low-Income Families) |
---|---|
Under 6 Years | $7,787 per child |
6 to 17 Years | $6,570 per child |
These amounts are maximum for families with annual incomes below $36,502. However, middle- and high-income families can also receive partial benefit
What is the way the CCB functions?
The calculation of the CCB is done under the Canada Revenue Agency (CRA). They will estimate the amount of money you are going to get depending on your Adjusted Family Net Income (AFNI).
Approximate estimated payments:
Family Income | Child’s Age | Estimated Annual Benefit |
---|---|---|
$30,000 | 3 years | $7,787 |
$30,000 | 12 years | $6,570 |
$65,000 | 5 years | Approx. $5,000 |
$100,000 | 7 years | Approx. $2,000 |
$130,000 | 15 years | Approx. $500 |
The lower your income, the higher the CCB amount you are likely to receive
Eligibility for CCB:
To receive the June 2025 CCB amount, you must meet the following conditions:
- You must live with the child and be the primary caregiver.
- The child must be under 18 years of age.
- You must be a resident of Canada (for tax purposes).
Either you or your spouse is one of the following:
- Canadian Citizen
- Permanent Resident
- Protected Person
- Status Indian
- Temporary Resident living in Canada for 18+ months with a valid permit
- The primary caregiver is someone who provides day-to-day care to the child — usually the mother, but can be any legal guardian.
Payment Dates in 2025:

These are the dates when the payments are expected for CCB 2025:
- January 20, 2025
- February 20, 2025
- March 20, 2025
- May 20, 2025
- June 17, 2025
- June 20, 2025
- July 18, 2025
Note: Payments do usually come on the 20 th of every month but in case of that insufficient date, please wait for 5 business days before contacting CRA just in case the payment fails to get to that date.
How to apply?
There are 3 main ways to apply for CCB:
Through CRA My Account (online)
Log in to the CRA website and select the “Apply for child benefits” option.
This is the fastest and easiest way.
At the time of birth registration
When you register the birth of a child, there is an option to apply for CCB.
Tick the right box and enter your SIN (Social Insurance Number).
Paper form (RC66)
People who cannot apply online or have recently come to Canada can fill out the RC66 form.
Fill out the form and mail it to the CRA along with the documents.
Smart Tips:
- Make sure to file a tax return every year, even if your income is zero.
- If your family situation has changed (e.g. new baby, divorce, new marriage), update immediately.
- Choose the direct deposit option – fast and secure.
- Keep checking the status of your payment by visiting the CRA app or website.
- The sooner you apply, the sooner you will receive the payment.
Extra care in the case of the child disability (Child Disability Benefit CDB):

- You might qualify to get the Child Disability Benefit (CDB) in case you have a long-term disability.
- This gives another income benefit of 3, 173 tax-free per annum in addition to the CCB.
- That involves your child being qualified under the Disability Tax Credit (DTC).
Conclusion
Canada Child Benefit (CCB) July 2025 is an important social scheme of the Government of Canada, aimed at helping parents raise children. If your child is between the ages of 6 and 17, you can receive anywhere from $6,570 to $7,787 – depending on your family’s income.
If you are eligible, don’t delay. Apply on time, keep all documents in order, and stay connected with the CRA. This financial aid can be a strong step towards a better future for your child.
FAQs
Q1. What is the Canada Child Benefit (CCB)?
A. CCB is a tax-free monthly payment provided by the Government of Canada to help eligible families with the cost of raising children under 18.
Q2. How is the CCB payment amount calculated?
A. The Canada Revenue Agency (CRA) calculates your CCB based on your Adjusted Family Net Income (AFNI) — the lower your income, the higher your benefit.
Q3. Do I need to file taxes to receive CCB?
A. Yes. You must file your annual tax return, even with no income, to remain eligible for CCB.
Q4. What is the Child Disability Benefit (CDB)?
A. It’s an additional tax-free benefit of up to $3,173 per year for children with long-term disabilities. Your child must be approved for the Disability Tax Credit (DTC).
Q5. How will I receive my CCB payments?
A. Payments are made via direct deposit (recommended for faster access) or by mailed cheque.